From a risk management perspective, construction and real estate development represent some of the most complex and rapidly evolving industries in America. Every project introduces new challenges—fluctuating site conditions, regulatory shifts, financing constraints, subcontractor performance, and environmental exposures—that demand precision, foresight, and specialized expertise.
At Gatta Insurance, we don’t simply place coverage—we engineer comprehensive risk management architectures for developers, builders, and investors across affordable housing, mixed-use, commercial development, large-scale construction, and home-building operations. Our depth of industry intelligence enables us to anticipate risk, align protection with financial objectives, and deliver tailored insurance programs that evolve with each client’s portfolio.
General contracting today demands mastery over dozens of moving parts—tight timelines, contract administration, change orders, compliance requirements, and accident prevention. Gatta Insurance acts as a strategic partner within this ecosystem, providing customized coverage structures that insulate every phase of construction—from groundbreaking to completion.
Our programs integrate solutions such as Subcontractor Default Insurance, ensuring financial continuity and project integrity even under the most demanding conditions.
Every engagement is built through collaboration. Our account executives, risk control specialists, and claims advocates operate as one unified team—developing holistic, data-driven solutions that safeguard the operational, legal, and financial dimensions of your projects.
Effective contractual risk transfer is the cornerstone of any high-performing construction operation. Our experts design and maintain CRT frameworks that protect clients from cascading liabilities while maintaining compliance across varying state and local jurisdictions.
We understand that each contract clause, indemnification provision, and certificate of insurance is a lever of protection—or exposure. Gatta Insurance ensures those levers are always aligned in your favor.
Our specialization spans every layer of construction and real estate development exposure, including:
Automobile Liability
Construction Liability – Guaranteed Cost Programs & Captive Solutions
Workers’ Compensation (including USL&H and Jones Act)
Umbrella Liability (Limits up to $100M)
Builder’s Risk (with Delay in Completion coverage)
Equipment & Installation Floaters (including Cranes and Heavy Machinery)
Property Insurance (including Earthquake, Flood, and Windstorm)
Business Interruption
Wrap-Up Programs (CCIP, OCIP, OI, OCP)
Mold & Environmental Liability
Design & Professional Liability
Cyber Liability
Directors & Officers Liability
Employment Practices Liability (EPLI)
Fiduciary Liability
Tax Credit Recapture Coverage
Crime / Employee Dishonesty
Buy-Sell & Key Person Life Insurance
Subcontractor Default Insurance (SDI)
At Gatta Insurance, we serve businesses and developers who demand absolute certainty that every exposure is accounted for. We go beyond conventional brokerage—delivering strategic protection, accelerated claims advocacy, and proactive service that empowers you to focus on what you do best: building, developing, and scaling your enterprise.
