From a risk management standpoint, the construction industry poses unique challenges that vary from day to day and project to project. Gatta Insurance has committed itself to specializing in both commercial construction and residental construction by dedicating a division exclusively to both General Contractors and Trade Contractors. Our knowledge of the construction industry allows us to proactively build risk management programs and customize coverage for each individual client.

Performing the general contracting on a construction project is a complex task. Course of construction, accidents, timelines, change orders and contract administration are all concerns. Gatta Insurance specializes in fulfilling the insurance and risk management needs of contractors and developers alike.

Our industry leading products for contractors and developers were formed using a team approach to meeting our client's multifaceted insurance needs. Account executives, risk control consultants and dedicated claim professionals work together to create integrated insurance solutions.

In addition to the core lines of insurance, we offer construction-specific coverages such as contractor's professional liability, owner's and contractor's protective, and railroad protective, to name a few.

From ongoing risk consulting to safety seminars for contractor personnel to claims management, our focus is laser-sharp.  We have specialists dedicated exclusively to construction liability including construction defect.

Contractual risk transfer proficiency (CRT) is an essential component of all contractor operations. Our construction account executives are skilled and available to assist our clients in developing and maintaining their CRT process.

We understand the nuances of individual state legal environments.

A few of our construction industry specific coverage areas of expertise include:

  • Automobile Liability
  • Contractor's General Liability
  • Workers Compensation (USL&H and Jones Act)
  • Umbrella Liability (1M-100M)
  • Builders Risk (Includes Delay In Completion)
  • Equipment and Installation Floaters
  • Property, including earthquake, flood and windstorm
  • Business Interruption
  • Wrap-Up Liability
  • Mold and Environmental Liability
  • Design and Professional Liability
  • Cyber Liability
  • Directors and Officers Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime (Employee Dishonesty)
  • Buy/Sell Agreements & Key Man Life Insurance
  • Subcontractor Default Insurance


Selecting a professional to meet your insurance needs is one of the most critical financial decisions you can make for your construction business. Gatta Insurance has served businesses and individuals who all want the same thing from an insurance agency... assurance that their exposures are covered. That is why we go beyond normal protocol to get the coverage your business needs along with the prompt service you deserve.