At Gatta Insurance, we serve Risk Strategy and Capital Protection for developers, investors, syndicators, contractors, and property managers across the entire real estate spectrum—from affordable housing to institutional commercial portfolios.
In the world of real estate and construction, risk is both dynamic and structural. Capital markets, environmental events, legislation, and operational complexities intersect daily—creating exposures that demand more than insurance. They demand architecture. We protect capital, stabilize operations, and enable growth with the precision of a financial institution and the foresight of a risk engineering firm.
We combine property-level risk analytics with financial modeling to ensure optimal protection—from land acquisition through occupancy, stabilization, and disposition.
Affordable Housing & LIHTC (Section 42) Developments
Market-Rate Multifamily & Mixed-Use Portfolios
Commercial Real Estate: Office, Retail, Hospitality, Industrial, and Medical
Construction & Development Projects
Condominium & HOA Associations
Senior, Assisted, and Specialized Housing
Public & Nonprofit Housing Authorities
State & Local Housing Finance Agencies
Property Management Firms (100 to 100,000+ Units)
Multifamily housing sits at the center of our expertise. We design advanced insurance programs for developers, syndicators, and owners of LIHTC and market-rate portfolios—tailored to the capital stack, lender covenants, and compliance environment of each deal. Each solution is built to preserve equity value, ensure compliance, and protect the operational heartbeat of your housing enterprise.
Construction defect and contractor liability
Fair housing and discrimination claims
Pollution and environmental events
Rent loss and delay in completion
Tax credit recapture
Cyber incidents and data breaches
Catastrophic property and liability losses
Commercial real estate assets demand precision at scale. Our Commercial Property Division serves national portfolios—office towers, logistics centers, industrial parks, hospitality groups, retail complexes, and medical facilities—with highly customized, layered protection strategies. Every commercial program is stress-tested through loss modeling, replacement cost analysis, and catastrophe mapping—ensuring that coverage aligns with asset valuation, lender thresholds, and business continuity objectives.
All-Risk Property Coverage (Including Earthquake, Flood, and Windstorm)
Business Interruption & Loss of Rents
Builder’s Risk & Delay in Completion
Tenant Discrimination & Habitability Liability
Equipment Breakdown & Utility Service Interruption
Cyber, Crime, and Financial Fidelity
Environmental & Pollution Liability
Directors, Officers & Entity Liability (D&O)
Employment Practices Liability (EPLI)
Errors & Omissions / Professional Liability
Captive Solutions and Retention Optimization
Real estate ownership and investment entities face complex governance exposures that can jeopardize both reputation and capital. We provide executive protection systems for partnerships, REITs, syndications, and LLCs that manage investor funds and institutional assets. We architect executive coverage that anticipates litigation, enforces indemnification, and protects leadership decisions in an evolving regulatory climate.
Directors & Officers (D&O) Liability
Errors & Omissions (E&O) for Developers, Asset Managers, and Consultants
Employment Practices Liability (EPLI)
Fiduciary Liability for ERISA and Pension Plans
Crime & Financial Fidelity Bonds
Key Person & Buy-Sell Life Coverage
Every deal—every loan, lease, and contract—transfers risk. The question is whether it transfers it to you. Through legal alignment and insurance engineering, we close gaps, enforce indemnities, and ensure all risk is assigned to the party best equipped to bear it—not you.
Purchase & Sale Agreements
Development & Construction Contracts
Leases, Vendor Agreements, and Management Contracts
Operating Agreements & By-Laws
Financing and Indemnification Provisions
These vehicles allow clients to stabilize premiums, capture underwriting profit, and convert insurance expense into a long-term financial asset.
Single-Parent and Group Captives
Protected Cell Captives
Risk Retention Groups (RRGs)
Large Deductible and Self-Insured Retention Programs
Parametric and Layered Reinsurance Solutions
Intelligence. Precision. Foresight. These are the pillars of the Gatta Insurance standard.
We operate as a national risk advisory firm where insurance, finance, and law converge—offering our clients institutional-grade risk design, elite carrier access, and measurable financial outcomes.
We don’t just insure projects.
We fortify balance sheets, safeguard portfolios, and enable expansion.
When your objective is certainty, scale, and control—
there is only one standard.
