Real Estate
Real Estate

Building the right insurance program will protect you today and prepare you for tomorrow.

Real Estate professionals have a responsibility to preserve their property, neighborhoods, and to protect tenants, their guests, and the public from harm. Owners and property managers must evaluate their exposures on a regular basis to determine their possible liability and potential financial loss, and then carry the appropriate insurance levels to deal with the liability and property damage risks.

Gatta Insurance offers a broad range of products and services for both Affordable and Market Rate real estate developers, property owners/investors, and property management companies. We have a broad appetite for real estate, but one specific niche we have is Multi-Family Housing.  Our affordable and market rate housing insurance program has evolved from decades of market research and deep relationships with the world’s top Multi-Family Housing insurance companies.  The challenges facing developers, owners and managers of affordable housing properties are getting increasingly complex. From investor and lender requirements to compliance and Fair Housing laws to meeting environmental liabilities, a property’s risk management needs can be as unique as the building itself. 

In addition to standard coverages such as property, general liability, auto, worker's compensation and umbrella, we offer Real Estate Professional's Errors and Omissions.  Our policy is carefully designed based upon your specific needs. 

We target Real Estate Professionals and those entities that work with Real Estate Professionals:   

    • Apartment Communities (Affordable and Market Rate)
      • Low Income Housing Tax Credit Partnerships (LIHTC- Section 42)
      • HUD (Section 8)
      • USDA Rural developments 
      • Public Housing
      • Senior Housing, Assisted Living and Disabled Housing
      • Non-Profits (501-c- 3)
    • Commercial Occupancies
      • Offices
      • High-rise Buildings
      • Mixed-use Developments (Live, Work and Play)
      • Strip Center and Malls
      • Warehouses and Industrial Facilities
      • Medical Buildings
    • Condo Associations
    • Property Management Companies
    • Social Service Agencies 

Professional Liabilities

The unique nature and structure of real estate developers, owners and property managers and the services they provide create a multitude of professional liability and D&O exposures. LLC's, General Partnerships, Real Estate Investment Trusts (REIT's), Pension Fund Advisors, Asset Managers, Construction and Development Managers, and Mortgage Servicing firms -- each of these organizations have multiple and overlapping exposures in their own unique ways. Gatta Insurance is experienced in developing programs which maximize coverage that is tailored to fit your business.

Contract Review

Real estate transactions are ultimately defined by a vast number of legal contracts. Careful review of the insurance and indemnification provisions of these documents by our real estate professionals adds value to these transactions and contributes to their success by identifying gaps in or duplications of coverage, unidentified exposures, and issues relating to pre-existing liabilities and risk transfer. Gatta Insurance can help make certain that the coverage is provided as required by reviewing:

  • Purchase and Sale Agreements
  • Leases
  • Vendor Agreements
  • Joint Venture Contracts
  • Management Agreements
  • Financing Agreements
  • Construction Agreements


Give Gatta Insurance a call. We will be happy to tailor a policy for your business needs.