Workers’ Compensation Insurance: Protecting Your Employees and Your Business
Workers’ Compensation Insurance is a fundamental safeguard for both your employees and your company. At its core, it is a no-fault insurance program: you, as the employer, provide coverage, and in return your business is protected against work-related accidents. In most cases, employees cannot sue their employer for workplace injuries, except in instances of gross negligence.
Workers’ Compensation coverage is required by law in nearly every state, with rules and requirements varying significantly from one jurisdiction to another. Gatta Insurance helps you navigate these regulations and ensures your business remains fully compliant.
Workers’ Compensation provides critical protection for your workforce and your business, including:
Medical Coverage: Pays for an injured employee’s treatment.
Wage Replacement: Reimburses a portion of lost income if the employee cannot work due to a job-related injury.
Business Protection: Shields your assets from costly workplace injury claims.
Workers’ Compensation can respond to a variety of workplace injuries, such as:
Auto accidents while an employee is on company business or running errands.
Repetitive strain injuries, such as carpal tunnel syndrome, from office or computer work.
On-site injuries at construction sites, office locations, or other business premises.
With Gatta Insurance, you can secure the right Workers’ Compensation coverage tailored to your business, protecting your employees and providing peace of mind so your company can operate confidently and safely.
