General Liability & Property Insurance: Protecting Your Business from the Unexpected
Operating apartment complexes, property management firms, construction companies, state agencies, or real estate development projects carries inherent risks. No matter how well you plan, accidents and unforeseen events can—and will—occur. Roofs are damaged by wind and hail, fires ignite from electrical faults, tenants may cause accidental fires, and revenue can be lost when properties are damaged, shut down, or rendered inoperable.
Gatta Insurance provides comprehensive General Liability and Property Insurance solutions designed to protect your business from these unpredictable risks. Our coverage not only helps rebuild damaged buildings but also addresses lost income, legal fees, medical expenses, construction defect claims, property and bodily injury lawsuits, and other liabilities that arise from day-to-day operations—or circumstances you may not have anticipated.
We recognize that no two businesses are alike. Our agents collaborate closely with you to design commercial property and liability programs tailored to your operations and growth stage. Coverage options include:
General Liability – protection from claims arising from bodily injury or property damage.
Professional Liability – coverage for errors, omissions, or negligence in your professional services.
Property Coverage (All Types) – protection for buildings, equipment, and assets.
Business Interruption / Loss of Revenue – recovery for income lost due to property damage or operational disruption.
Wind & Hail Roof Claims – specialized coverage for natural damage to roofing.
Products & Completed Operations – protection for completed work or delivered products.
Fire Liability – coverage for fire-related property damage.
Medical Payments – reimbursement for medical costs arising from accidents on your premises.
Premises Liability – protection against incidents occurring on your property.
Employer’s Liability & Employee Benefits Liability – coverage for workplace injuries and benefit-related claims.
Employment Practices Liability – protection from employment-related lawsuits.
Not all policies are created equal. Many property and liability insurance policies contain exclusions that can expose your business to significant financial loss. At Gatta Insurance, we connect you with carriers that actively reduce risk through safety programs, risk transfer strategies, and educational seminars—often providing premium discounts for implementing proactive safety measures.
Being sued is rarely on your mind—until it happens. With the right insurance program, you can safeguard everything you’ve worked tirelessly to build.
